I am 19 on P plates and drive an 03 rex and i pay just over a grand a year with the car fully paid off in my mums name and insurance is also fully in her name. If i were to crash it my excess would be over $1500. Because they charge the basic excess + not on policy excess + inexperienced driver. Lets hope i dont crash it, because thats the only way i can afford to pay for insurance every year.

__________________
:)