sorry to hear that dude, there are some real tools out there and dont we all just wanna smash em, if i was you the first thing id wanna be doing is finding out where he lives so i could go "see" him. insurance companies dont make things better, in my book they are all a bunch of rip off fucktards.

same sorta shit happened to my mate last year, some old asian man and my mate were going round a two lane corner when he swerved into my mates lane and hit him, he later claimed it was my mates fault!!!! it was bullshit.

hope ya get things sorted dude, good luck.